2043 Garrard Street Covington, KY 41014
2
Bed
1/1
Bath
0.05
Acres
$189,000
MLS# 638091
2 BR
1/1 BA
0.05 AC
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Photos
Map
More About 2043 Garrard Street
100 percent Financing Available Through KY Housing or the City of Covington! This move-in-ready home combines charm, character, and modern updates in a highly convenient Covington location. Freshly painted with maintenance-free vinyl floors, ample natural light, and a beautiful stained-glass window, the interior feels bright and welcoming. The remodeled kitchen features stainless steel appliances, updated lighting, and cased windows that highlight the home's original craftsmanship. Additional improvements include a newer roof, newer water heater, and an energy-efficient furnace installed in 2022, offering peace of mind for years to come. A full basement provides excellent storage or future finishing potential, while the fireplace adds warmth and charm to the living space. Outside, enjoy a private backyard perfect for entertaining, outdoor living, or a fire pit setup. Located near parks, dining, and downtown access, this home delivers affordability, convenience, and style all in one package.
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Directions to this Listing
: Madison Ave To E 20th to Right onto Garrard Street.
Information Refreshed: 12/19/2025 5:22 PM
Property Details
MLS#:
638091Type:
Single FamilyCounty:
KentonAge:
121Appliances:
Dishwasher, Microwave, Refrigerator, Stainless Steel Appliance(s), Electric RangeArchitecture:
TraditionalBasement:
Unfinished, Walk-Out AccessConstruction:
Vinyl SidingCooling:
Central AirFireplace:
Brick, InoperableHeating:
Forced Air, Natural GasInside Features:
Chandelier, Multi Panel Doors, Entrance Foyer, Laminate Counters, Ceiling Fan(s), StorageLevels:
2 StoryLot Description:
of recordParking:
On StreetSchool District:
Covington IndependentSewer:
Public SewerWater:
Public
Rooms
Bedroom 1:
11x11 (Level: Second)Bedroom 2:
12x9 (Level: Second)Dining Room:
12x12 (Level: First)Entry:
8x6 (Level: First)Kitchen:
16x8 (Level: First)Living Room:
13x12 (Level: First)
Online Views:
0This listing courtesy of Bradley Treas (859) 801-1088, Matthew Fehler (859) 743-0678, Huff Realty - Florence (859) 525-7900
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Monthly Cost
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*The rates & payments shown are illustrative only.
Payment displayed does not include taxes and insurance. Rates last updated on 12/18/2025 from Freddie Mac Primary Mortgage Market Survey. Contact a loan officer for actual rate/payment quotes.
Payment displayed does not include taxes and insurance. Rates last updated on 12/18/2025 from Freddie Mac Primary Mortgage Market Survey. Contact a loan officer for actual rate/payment quotes.

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